The VIU Point

Welcome to your guide to smarter insurance in Canada. Here you’ll find practical advice, expert insights, and simple explanations to help you stay protected — today and tomorrow.

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Planning ahead

Vehicles you cannot operate with a G license in Ontario

Discover which vehicles you can't legally drive with a standard Ontario G license and what additional licensing you'll need to get behind the wheel.

You are exploring:

A smiling woman drives a car with a laughing passenger beside her.

Auto insurance

Does the car owner have to be the primary driver?

A woman pensively reviews information on a laptop at a kitchen table with a notepad nearby.

Homeowners insurance

Three major types of home insurance explained

A smiling young woman with a backpack and laundry basket unloads a car with an older man, suggesting a student moving away from home.

Auto insurance

Tips for insuring students studying away from home

An officer writing on a clipboard while accepting a driver's license from a man seated in a pulled-over vehicle.

Auto insurance

Do out-of-province and U.S. speeding tickets impact your insurance?

A tense man gripping a steering wheel at night, lit by red and blue police lights behind his vehicle.

Auto insurance

Will a license suspension hurt my premiums?

A desk with a pen, paperclip, a large stamp and a paper with the stamp that says EVICTION NOTICE.

Illegal tenant activity and a landlord's rights

Two people reviewing blueprints with a contractor holding a hard hat in a home under renovation.

Homeowners insurance

What do I risk if I don't get a permit during renovations?

A police car with flashing lights reflected in a vehicle's side mirror on a rural road.

Auto insurance

What happens if I get pulled over and can't provide proof of insurance?

A smiling woman holding documents receives car keys from a person at a dealership, with a dark sedan in the background.

Auto insurance

Know your rights when buying a vehicle in Ontario

Auto insurance

About Partnerships

The VIU Point

Vehicles you cannot operate with a G license in Ontario

Does the car owner have to be the primary driver?

Three major types of home insurance explained

Tips for insuring students studying away from home

Do out-of-province and U.S. speeding tickets impact your insurance?

Will a license suspension hurt my premiums?

Illegal tenant activity and a landlord's rights

What do I risk if I don't get a permit during renovations?

What happens if I get pulled over and can't provide proof of insurance?

Know your rights when buying a vehicle in Ontario

Vehicles you cannot operate with a G license in Ontario

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